The whole job, in the order it actually happens.
No step is skipped and no step is secret. Each one produces a piece of paper you keep, whatever you decide.
You try the three tools
Feel the fit at question one, watch the number build, see your equity picture. Free, no account, nothing sent until you choose.
You send us your lot
Address, a few phone photos of the yard, who the home is for. That's the whole form.
A person checks it. The first yes or no
Real boundaries, your council's actual rules, the trees and services the photos show. A straight fit or no-fit answer with reasons. A 'no' costs nothing.
Site visit, soil test, survey
The two tests that turn a rough number into a fixed one. Quoted when you book, at cost.
Your siting drawing and written quote
The home placed on your actual lot, signed by a person, and every dollar in one document. Both are yours to keep and compare anywhere.
Money, honestly
Your pack goes to your broker or bank. They test the numbers and decide. We never say 'approved'. They do, or they don't, quickly, because the pack is complete.
Council, then the build
Permits at cost, itemised. Local builders, on site. One job finished properly at a time. Build-time promises appear only when real jobs back them.
"A home out back, paid from the house's own equity. Sounds too good. Is it real?"
Keep that instinct. It's exactly why this process has two gates most builders never show you.
An independent screen before any locked price
Before a price is ever fixed, the lot runs through an independent ten-point screen: zoning, overlays, trees, sewer and water mains, parking, siting, access, soil and slope, and how the home may legally be used. Fail = re-price or refuse, never quietly absorbed into your contract.
- Zoning path
- Overlays (flood & friends)
- Heritage / character
- Trees & waterways
- Sewer & water mains
- Parking on site
- Siting & proximity
- Access for the build
- Soil & slope
- How it may be used
What the broker and lender actually check
Equity gets you to the table. It doesn't get you the loan. A licensed broker looks at your whole position: income from every source, other debts, the valuation, and whether repayments hold if rates move. That's why our pre-check gives a BAND, never a yes: In the zone, Close to the line, or Not yet. And 'not yet' always comes with what would change it.
If anyone's website says you're 'approved' before a licensed person has assessed your file, close the tab. Ours never will.
Rent honesty, since someone always asks: rent can help carry the loan, but rent does not always cover a build, and no responsible lender counts it that way. We publish rent figures only from a signed lease on a finished home.
What we haven't published yet, and why.
Most builder websites fill these gaps with marketing. We show you the gaps. Each one closes when the real thing exists.
| Item | Status | It appears when |
|---|---|---|
| Floor plans | EMPTY. Being drawn | The architect's construction set is signed off. |
| Base price + inclusions | EMPTY. On purpose | Published together as one document that matches the contract. |
| Build time | EMPTY. No real jobs yet | Finished builds give us a number we can stand behind. |
| Broker | EMPTY. Not appointed | A named broker agrees to work the way this page promises. |
| Finished homes | EMPTY. And staying honest | Our own completed jobs, photographed with the family's blessing. Never stock photos. |
A builder's team and a digital one. Named properly, soon.
Nhà Tôi is being built by a small Melbourne team: builders on the ground, and a digital side that believes a building website should show you real things, not sell you renders. Names, registration and licence details will be published on this page when the company is registered, not before.
Demo · not registeredCould this home also work as NDIS housing?
It depends on the case, and the NDIA decides, not a website. We're writing a separate page that explains what gets assessed and what doesn't.
Start where the truth starts.
The lot decides everything else. That's why it's the first tool, not the last page.
Does it fit? Try it now